FORM CRS

Monotelo Wealth Partners Inc.

CRD#: 287495

Effective Date: December 2025

Introduction

Monotelo Wealth Partners Inc. (“MWP”) is registered with the SEC as an investment adviser. Brokerage and investment advisory services and fees differ, and it is important for you to understand these differences. Free and simple tools are available at Investor.gov/CRS, which also provides educational materials about investment advisers, broker-dealers, and investing.

What investment services and advice can you provide me?

We offer discretionary investment management services to individuals and families. We build diversified investment portfolios tailored to your goals, financial situation, risk tolerance, and time horizon.

Monitoring:

We monitor portfolios on an ongoing basis and rebalance as necessary.

Investment Authority:

We manage accounts on a discretionary basis, meaning we place trades without asking for permission for each transaction after your initial approval.

Account Minimums:

MWP generally requires a minimum account size of $1,000,000 to establish and maintain an advisory relationship. 

Conversation Starters:

  • Given my financial situation, should I choose an investment advisory service? Why or why not?
  • How will you choose investments for my account?
  • What is your relevant experience?

What fees will I pay?

We charge an annual asset-based management fee billed monthly in arrears.

Maximum Fee Schedule:

  • 1.25% on assets under $1,000,000
  • 1.00% on assets from $1,000,001 to $5,000,000
  • 0.80% on assets from $5,000,001 to $10,000,000
  • 0.60% on assets above $10,000,000

Other costs you may pay include custodial fees, ETF/mutual fund internal expenses, and transaction costs. We do not receive commissions.

Because fees are based on assets under management, we may have an incentive to encourage you to increase the assets in your account.

Conversation Starter:

  • Help me understand how these fees and costs might affect my investments.

What are your legal obligations to me? How else does your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we must act in your best interest and not put our interests ahead of yours.

Conflicts of interest include:

  • We receive services and tools from our custodian, Charles Schwab, which may incentivize us to recommend Schwab.
  • Our asset-based fee structure may incentivize us to encourage increasing your account size.

Conversation Starter:

  • How might your conflicts of interest affect me, and how will you address them?

How do your financial professionals make money?

Our financial professionals are compensated through salary and advisory fees earned by the firm. They do not receive commissions or compensation tied to the sale of investment products.

Do you or your financial professionals have legal or disciplinary history?

No. Neither MWP nor its financial professionals have disciplinary history.

Conversation Starter:

  • Do you or your financial professionals have disciplinary history?

Additional Information

For additional information or to request a copy of this CRS:

Conversation Starter:

  • Who is my primary contact person? Is this person a representative of an investment adviser? Who do I contact with concerns?